One advertising slip. One missed personal-interest disclosure. Your license isn't worth the gamble.The agent next door got a $4,000 fine for using "team" in her name without registering as a team with the commission. The broker across town lost 90 days of his license over a mishandled escrow deposit. Both said they didn't know.8 AI skills that scan against your state's real estate commission rules + NAR Code of Ethics + fair housing law — before you post the ad, send the offer, or file the disclosure. Catches the violations regulators discipline most.What's inside: advertising-scan — Scans ads, posts, and listings against state advertising rules and brokerage requirements. Catches team-name issues, missing brokerage attribution, dual-agency wording, "coming soon" rules, missing license number. The Instagram post at 11pm gets flagged before it goes live. personal-interest-drafter — The #1 disciplinary category at most state commissions. Drafts the disclosure language from the facts you input. Flags relationships and ownership interests the commission asks about. Counsel-ready. escrow-handling-check — Walks the escrow handling steps for your state. Timing windows, release authorization requirements, commingling risks, audit documentation. License-killer if it goes wrong. fair-housing-scan — Catches "perfect for families," "great schools," "cozy," "walking distance to church" — the protected-class language patterns HUD has flagged in published cases. Suggests safe rewrites. nar-coe-checker — Reads your draft against the relevant Article. Procuring cause (Article 16), advertising (Article 12), commission-related communications. Flags the patterns that trigger mediation/arbitration. commission-rules-lookup — Quick-reference for your state's license law. Filename in the ZIP is frec-475-lookup.md (a Florida-flavored sample). Rename and repoint to your state's commission during the one-time setup. team-name-checker — Validates your team-name registration against state rules. Catches the $4K-fine mistake of using "team," "group," or "associates" without proper registration with the commission. complaint-response — If a complaint lands. Drafts the factual response, lists supporting docs, routes to your broker-of-record and counsel before anything goes back to the commission. Does NOT draft legal positions — that's still your counsel's job. Plus the foundation: safely-use-ai-101 — the primer every skill builds on (no invented statute numbers, no fabricated rules, no auto-send) state-law-references.md — federal layer pre-filled (Fair Housing Act, RESPA, TILA, TRID, ECOA, NAR Code of Ethics, HUD guidance). You add your state's real estate commission URLs and your MLS handbook once — about 30 minutes of setup. Step-by-step instructions PDF for Claude Desktop, Claude Code, ChatGPT (Projects + Custom Instructions), Cursor, and any chat AI This does not replace your broker-of-record or your attorney. The skills scan first and flag what they should look at. The substantive call — sign, file, accept, refuse — always stays with the licensed person. That's the UPL line, and it's what keeps you out of regulatory trouble.